KreditBee Black Friday Sale 2025

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Services

By Aman Pathania - Data Researcher Nov 2025 Share this blog

Kreditbee is one of the most trusted online money lending platform and so is zoutons.com when it comes to savings, just use coupon code KRED50 to get 100% OFF on processing fees, on various hassle free loans, all 100% paperless, all your KYC and document submission and verification is done online, you just have to fulfill some very basic criteria, though criteria differs for different  loans but some common criteria for a borrower is 

  • Indian citizen
  • Of age 21 to 60 yrs( for most of the services)
  • Should be a salaried person with minimum monthly income of Rs.10,000 
  • Valid identity proof ( PAN, Address proof)
  • Bank account in borrower name 

TYPES OF LOANS BY KREDITBEE AND INFORMATION ABOUT THEM

LOANS

AMOUNT 

TENURE

INTEREST RATE 

USE 

Flexi Personal loan 

Rs. 6,000 to Rs.10,00,000

6 to 60 months 

12 to 28.5% p.a 

Everyday needs and unplanned expenses 

Instant Personal loan 

Rs. 6,000 to Rs.10,00,000

6 to 60 months 

12 to 28.5% p.a

For emergency 

Private loan 

Rs. 6,000 to Rs.10,00,000

6 to 60 months 

12 to 28.5% p.a

For personal needs and smaller expenses 

Personal loan for salaried employs 

Rs. 6,000 to Rs.10,00,000

6 to 60 months 

12 to 28.5% p.a

For personal needs or unplanned expenses 

Business loan 

Rs. 6,000 to Rs.5,00,000

6 to 48 months

18% to 33% p.a 

To start, support and expand business

Two wheeler loan 

Up to 5,00,000

Up to 60 months 

10% to 28.5% p.a 

Financing a 2 wheeler vehicle 

LAP ( Loan Against Property ) 

Up to 1 crore ( in some Cities)

Up to 20 years 

12% to 25% p.a 

Long term financing 


REFER AND EARN

Kreditbee is offering a great chance to make some extra money just by referring, here is a detailed information on their refer and earn deal.
Where to find your referral code ?
You visit the referral page of your app and copy the referral code and share it with your friends and for 

  • For every 1 referral you get Rs. 75
  • For every 5 referrals you get Rs. 375 
  • For every 10 referrals you get Rs. 750

Here are some simple steps for refer and earn 

  • Copy your referral code from the app 
  • Share it with your friends 
  • And when friends takes a loan you both get Rs. 75 each

FAQs about Kreditbee 

1. Is Kreditbee approved by the RBI?
Yes, KreditBee loans are sanctioned by RBI-registered NBFCs or Banks

2. What are the rules to get a loan from Kreditbee?
The borrower should be of age 21 or above and should have a stable source of income, reset depends on the type of loan you are applying for.

3. What if I can't repay the loan?
If you do not pay a KreditBee loan, you will face late fees and penalties, a negative impact on your credit score, and potentially legal action to recover the debt. 

4. Can the Kreditbee loan be cancelled?
Once approved and disbursed the loan can not be cancelled, you can close the loan after repaying it.

5. Where to find coupons for Kreditbee?
You should visit zoutons.com for the coupon codes for Kreditbee.